Last checked 3 September 2026
Enter a figure to see where it sits in the US household wealth distribution, against Federal Reserve survey data. Everything runs in your browser.
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A net worth percentile is the share of households with a lower net worth than a given figure, so a household at the 75th percentile has more wealth than three-quarters of households in that population.
Percentiles describe wealth far better than averages, because the distribution has a long right tail. Per the 2022 Federal Reserve Survey of Consumer Finances, mean US family net worth was $1,063,700 while the median was $192,900. The mean sits above roughly three-quarters of families. Anyone benchmarking themselves against it is comparing themselves to a number almost nobody has.
These five figures are the anchors the calculator interpolates between. They come from DQYDJ’s computation over the Federal Reserve’s public 2022 SCF microdata — a third-party analysis of official data, not an official publication. It matters: “the Fed says the top 1% starts at $13.7 million” is a claim the Fed did not make.
| Percentile | Net worth | Meaning |
|---|---|---|
| 50th | $192,900 | Half of US households are below this. |
| 75th | $658,340 | Top 25% of US households. |
| 90th | $1,920,758 | Top 10% of US households. |
| 95th | $3,779,600 | Top 5% of US households. |
| 99th | $13,700,000 | Top 1% of US households. |
Median US family net worth in the 2022 Federal Reserve Survey of Consumer Finances was $39,000 for households under 35, $135,600 at 35–44, $247,200 at 45–54, $364,500 at 55–64, $409,900 at 65–74 and $335,600 at 75 and over.
| Age | Median | Mean |
|---|---|---|
| Under 35 | $39,000 | $183,500 |
| 35–44 | $135,600 | $549,600 |
| 45–54 | $247,200 | $975,800 |
| 55–64 | $364,500 | $1,566,900 |
| 65–74 | $409,900 | $1,794,600 |
| 75 or older | $335,600 | $1,624,100 |
Age is the largest single driver of net worth, because wealth accumulates over a working life. Comparing a 28-year-old to the all-ages distribution mostly measures how old they are. The bracket median is the more honest benchmark, and the gap between median and mean within each bracket — the mean runs three to five times the median throughout — is the clearest picture of how concentrated wealth is.
The SCF runs every three years. The 2025 wave has been collected but is not published until late 2026, so 2022 remains the current release. SCF net worth excludes the capitalised value of future Social Security and defined-benefit pension entitlements.
| Country | Median | What is counted |
|---|---|---|
| United States | $192,900 | Assets minus debts. Excludes the capitalised value of future Social Security and defined-benefit pension entitlements. |
| Great Britain | £293,700 | Total wealth: property, financial, physical and private pension wealth combined. Private pension wealth is roughly a third of the total. |
| Canada | CA$519,700 | Assets minus debts, including the value of employer pension plan assets. |
Australia is deliberately absent. The most recent comparable Australian survey covers 2019–20, and placing a six-year-old figure beside 2022 and 2023 data would imply a comparison that is not there.
Between two published thresholds, the estimate interpolates on a log scale rather than a linear one. Wealth is distributed roughly log-normally — the distance from the 90th to the 95th percentile is $1.86 million, while the distance across five percentile points near the median is a small fraction of that — so linear interpolation would be increasingly wrong toward the top of the distribution.
The result is exact at the five anchor points and an approximation between them. Below the lowest anchor it returns no percentile at all. Above the 99th it reports the top 1% and stops, because published thresholds do not resolve further.
Board of Governors of the Federal Reserve System · data for 2022 · published October 2023
The SCF runs every three years. The 2025 wave has been collected but is not published until late 2026, so 2022 remains the current release. SCF net worth excludes the capitalised value of future Social Security and defined-benefit pension entitlements.
DQYDJ · data for 2022 · published 2023
A third-party computation over the Federal Reserve's public SCF microdata, not a Federal Reserve publication. The Fed publishes medians and means by age; it does not publish these percentile thresholds directly.
Office for National Statistics · data for April 2020 to March 2022 · published 2022
The Wealth and Assets Survey lost its National Statistics accreditation in June 2025. The figures remain the best available British wealth series and are still published by the ONS, but they no longer carry accredited-official-statistics status.
Statistics Canada · data for 2023 · published October 2024
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