Is selftickr a Monarch Money alternative?

Only for the net-worth part. Monarch is a budgeting app with net-worth tracking included; selftickr is a net-worth tracker with a ledger. If you are leaving Monarch because you want better budgeting, selftickr is not the answer.

Does Monarch Money have a free plan?

No. Monarch offers a 7-day free trial, after which it is $14.99 a month or $99.99 a year.

selftickr

selftickr vs Monarch Money

Last checked 3 September 2026

A budgeting and personal-finance app, built for households tracking spending across shared accounts, with net worth as one feature among many.

How does selftickr compare to Monarch Money?

Monarch Money is a full budgeting app at $14.99 a month or $99.99 a year that syncs accounts through three aggregators and includes net-worth tracking as one feature, while selftickr does one thing — rendering net worth as a live stock — with manual entry and a free tier.

The honest trade. These two products overlap on roughly one screen. If the question you are trying to answer is "where is my money going each month", Monarch is built for that and selftickr is not. If the question is "is my net worth going up, and how does that feel day to day", selftickr is built for that and Monarch treats it as a summary tile. Plenty of people would reasonably use both.

What Monarch Money does better

Budgeting is the product, not an afterthought: categories, rules, recurring detection and forecasting are all first-class.
Three aggregators rather than one, so a bank that breaks with Plaid can often still be reached another way.
Genuine multi-user households — shared budgets with separate logins.
Raised a $75 million Series B in May 2025, which is a meaningful signal in a category where several products have shut down.

Where selftickr differs

Monarch is budgeting-first. selftickr has a ledger but does not attempt to be a budgeting app.
selftickr has a free tier; Monarch is paid after a 7-day trial.
Nothing in Monarch is shareable or public. selftickr's ticker, share card and leaderboard are the product.

Side by side

Verified 3 September 2026. Prices change more often than pages do — check both vendors before deciding.
	selftickr	Monarch Money
Price	Free tier; Plus at $4.99/month or $34.99/year	$14.99/month or $99.99/year
Free tier	Yes	No — 7-day trial
Bank syncing	None — every figure is entered by hand	Yes — Plaid, Finicity and MX
Budgeting	Ledger and recurring expenses; not a budgeting app	Yes — the core of the product
Shared household accounts	No	Yes
Net worth as a ticker	Yes — symbol, daily change, rating	No
Public profile / sharing	Opt-in, off by default	No
Best for	Watching net worth move	Managing monthly spending

Frequently asked questions

Is selftickr a Monarch Money alternative?: Only for the net-worth part. Monarch is a budgeting app with net-worth tracking included; selftickr is a net-worth tracker with a ledger. If you are leaving Monarch because you want better budgeting, selftickr is not the answer.
Does Monarch Money have a free plan?: No. Monarch offers a 7-day free trial, after which it is $14.99 a month or $99.99 a year.

Other comparisons

Track this as a live ticker

selftickr turns your net worth into a stock — a symbol, a daily change, a rating and a chart. Manual entry, no bank connection, private until you decide otherwise.

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